More than 1.7 billion people around the world are unbanked and can’t access the financial services they need. Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive. You loan money to people all over the world through Kiva. The people who receive the money use it to start their business and repay their loans with no interests. There are 3.2 million borrowers throughout 80 countries. There have been 1.29 Billion dollars lent through Kiva.